Explore Flipsnack. Transform boring PDFs into engaging digital flipbooks. Share, engage, and track performance in the same platform.
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Here are eight reasons why you should consider choosing interactive, digital flipbooks instead of boring and static PDFs. Check them out!
Snap Shots At Fox, we aren’t just a nancial, we’re also in your neighborhood. We’re friends ... and we’re family. Here’s a snapshot of some of the recent community activities we’ve been a part of. Fox September 27, over 50 Fox employees spent their afternoon volunteering at Appleton’s Octoberfest. All Octoberfest prots are used to support community charities, projects and events through the Octoberfest grant fund. #FoxInTheCommunity On August 21, Fox Communities sponsored Future Neenah Out to Lunch Concert Series with Cookee. Visit www.foxcu.org for a list of upcoming events and collections we are a proud sponsor of. www.foxcu.org Winter 2014 • A CREDIT SCORE is a number used by nancial institutions and credit card companies to determine your risk-level when issuing a loan or a credit card. STAY ON TRACK You are entitled to one free credit report per year from each of the major credit bureaus. annualcreditreport.com Space out your credit report requests so that you can check on your credit throughout the year. Curious about your score? You can get a free estimate through Credit Karma (but know that it’s not your actual credit score - it’ll be close but not exact). Need access to the real deal? Credit bureaus usually charge a fee ($15 to $25). HOW IS A CREDIT SCORE CALCULATED? PAYMENT HISTORY 35% CAPACITY 30% MIX OF CREDIT 10% NEW CREDIT 10% LENGTH OF CREDIT 15% WHAT DOES MY SCORE MEAN? <550 550 - 720 720 A low score means you could be denied a loan or credit card. You have the most to gain, so show your score some love! You may not get turned down for a loan, but you will likely be charged a higher interest rate. Figure out what’s keeping you from a prime score. This is where you want your credit score to be to get the best access to and interest rates on loans. 350800 PAYMENT HISTORY Making payments on time boosts your score. CAPACITY The less you use your total available credit each month, the better. LENGTH OF CREDIT A longer history of good credit habits raises your score NEW CREDIT Opening lots of new credit cards in a short amount of time can hurt this part of your score MIX OF CREDIT A mix of revovling credit (credit cards) and installment loans (mortgages; car loans) boosts your score Credit Squirrel Watch the Credit Squirrel explain • vimeo.com/foxcu Fox Facts | 2 www.foxcu.org Winter 2014 • Fox Facts | 7
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