Published on November 25, 2015
For more course tutorials visit www.uophelp.com Discussion Questions Due on Day 2 Tuesday and Day 4 Thursday in the Main Forum Review the coverage provided by Section 1 of the Homeowners 3 policy on pp. 445–451 and Appendix A of the text. Recall that Section 1 coverage include Coverage A: Dwelling, Coverage B: Other structures, Coverage C: Personal property, Coverage D: Loss of use, and Additional coverage. Choose two of Section 1 coverage and explain how they are important. Provide examples of how a homeowner could be personally affected if not insured for the coverage you chose. Comment on your classmates’ posts by describing situations in which exclusions or limits may apply and how the homeowner could be affected. What must an insurer and insured do following a loss to a home covered by a homeowner’s policy? Discuss one requirement of each party and describe why you think each requirement is in place. How would each requirement benefit each party? Comment on your classmates' posts by discussing additional post-loss responsibilities that may apply.